In the rapidly evolving world of decentralized finance (DeFi), one critical gap has persisted: the absence of a robust fixed income infrastructure. While DeFi has revolutionized how we think about lending, borrowing, and yield generation, it has yet to deliver a reliable and sustainable framework for fixed income—until now. Enter Treehouse and its native token, TREE, which together are poised to redefine fixed income in the crypto space with the launch of Gaia, Treehouse’s Token Generation Event (TGE).
The Vision: Fixed Income Meets DeFi
Fixed income is a cornerstone of traditional finance, representing a $6 trillion market that provides stability, predictability, and accessibility to investors worldwide. However, DeFi has struggled to replicate this foundation due to a lack of reliable rate infrastructure and sustainable yield mechanisms. Treehouse is changing that by building the fixed income layer for digital assets, making returns safer, more transparent, and accessible to everyone—from individual investors to global institutions.
At the heart of this vision are two groundbreaking products:
tAssets (starting with tETH): These are liquid staking tokens embedded with arbitrage strategies that capture yield opportunities while remaining fully compatible with DeFi protocols. tETH allows users to participate in on-chain Ethereum interest rates while retaining the flexibility to engage in other DeFi activities.
Decentralized Offered Rates (DOR): A consensus-driven benchmark rate system that establishes reliable, transparent, and on-chain interest rates across DeFi protocols.
By combining DOR’s benchmark rates with tAssets’ yield generation and aligning stakeholders through the TREE token, Treehouse is unlocking a new era of fixed income in DeFi—one that’s decentralized, community-driven, and built for scale.
What Is TREE?
TREE is the native token of the Treehouse Protocol, serving as both a utility and governance token. It is the fuel that powers the ecosystem, driving sustainable growth, fostering alignment, and enabling community participation. From incentivizing accurate rate predictions in the DOR ecosystem to empowering governance decisions, TREE is the catalyst for Treehouse’s mission to reshape decentralized finance.
Key Utilities of TREE
TREE is deeply integrated into the Treehouse ecosystem, with a range of utilities designed to incentivize participation and drive value accrual:
Querying Fees: Protocols and enterprises accessing DOR data pay fees in TREE, ensuring fair usage and generating sustainable revenue for the ecosystem.
Panelist Staking: Participants in the DOR rate-setting process stake TREE or tAssets, aligning their interests with the protocol’s success.
Consensus Payouts: Panelists and delegators are rewarded in TREE based on the accuracy of their rate predictions, encouraging active and precise participation.
Governance: TREE holders have voting rights over key protocol decisions, giving the community a direct role in shaping Treehouse’s future.
DAO Grants: The Treehouse DAO allocates TREE to fund strategic partnerships, ecosystem initiatives, and product development, accelerating DOR adoption across digital assets.
For a deeper dive into TREE’s utility, check out the TREE Utility Documentation.
Tokenomics: A Community-First Approach
TREE’s tokenomics are designed with sustainability, fairness, and community participation in mind. With a total supply of 1,000,000,000 tokens, TREE’s allocation and unlock schedules are structured to promote long-term alignment and responsible growth.
Allocation Breakdown
Community Airdrop (10%): A one-time distribution to early contributors, testers, and protocol participants to democratize ownership and reward grassroots efforts.
Ecosystem Fund (10%): A long-term fund to support builders, developers, and partners who expand the DOR standard and Treehouse product suite through grants, integrations, and hackathons.
Core Contributors (5%): Allocated to individuals and entities critical to protocol design and development, separate from the core team allocation.
Exchange Partnerships (3.75%): Reserved for exchanges to bootstrap community interest, awareness, and early liquidity.
Future Airdrops (5.75%): Set aside for post-launch growth campaigns and community-building efforts to drive adoption.
Liquidity Provision (3%): Allocated to seed on-chain liquidity pools, ensuring stable price discovery and reduced slippage for TREE.
Unlock Schedule
To ensure fairness and sustainability, TREE tokens will unlock gradually over a four-year period through structured cliffs and vesting schedules. Each allocation category follows a predefined release curve to promote accountability and long-term commitment. For detailed information, refer to the TREE Tokenomics Documentation.
The Gaia TGE: A New Era Begins
The launch of TREE through the Gaia TGE marks a pivotal moment for Treehouse and the broader DeFi ecosystem. Gaia is more than a token launch—it’s an invitation to contribute, govern, and build the future of fixed income onchain. By aligning the community, developers, and stakeholders, TREE activates the next phase of protocol growth, unlocking utility and fostering shared ownership.
Why Treehouse Matters
Treehouse, the decentralized arm of Treehouse Labs, is at the forefront of revolutionizing fixed income in DeFi. Its innovative products, like tETH and DOR, address the critical need for predictable and transparent returns in digital assets. By creating a decentralized, community-driven ecosystem, Treehouse is paving the way for a safer and more accessible financial future.
Whether you’re an individual investor seeking stable yields or an institution looking for reliable on-chain benchmarks, Treehouse offers a solution that bridges traditional finance’s stability with DeFi’s flexibility.
Join the Forest
The launch of TREE is just the beginning. As Treehouse continues to grow, it invites builders, investors, and dreamers to join the movement. Fixed income is finally taking root in DeFi, and with TREE, you have the chance to shape its future.
The forest is growing. Be part of it.