❗From September 1, increased control over operations equated to cash withdrawals will be implemented in the Russian Federation.
📝 Signs of fraud when withdrawing cash:
• Unusual customer behavior - unusual time, place, amount of transactions, frequency of withdrawals per day.
• Technical anomalies - exceeding APDU response time, risk information from the payment system.
• Transactions within 24 hours after receiving a loan/card, transfer >200,000 rubles through the SBP or early closure of a deposit >200,000 rubles.
• Data from telecom operators 6 hours before the operation - atypical calls, mass SMS, suspicious activity in messengers.
• Technical compromises - malware, change of session parameters, change of phone number in the personal account, modification of device characteristics.
• 5+ cash withdrawal failures in a day.
• Match with the state system for countering cybercrime (from March 2026).