Reimagining Credit with Real-World Income on Chain
#HumaFinance $HUMA @Huma Finance 🟣
Traditional lending in crypto has always leaned on over-collateralization. But @Huma Finance 🟣 is rewriting the playbook with the first PayFi network, where future income becomes the key to liquidity.
With Huma Finance, users can borrow against salaries, invoices, or remittances—receiving 70–90% of expected future cash flows instantly, without locking extra capital. Powered by the Time-Value-of-Money (TVM) model, smart contracts analyze cash-flow patterns to unlock secure, uncollateralized lending at scale.
This approach bridges real-world finance with DeFi, creating opportunities for workers, businesses, and communities globally to access fair, efficient credit. Huma Finance is more than DeFi—it’s the new era of PayFi.
