In the development of DeFi, the blank spaces in the fixed income market are like an unfinished melody, waiting for the guidance and resonance of technology. Treehouse has quietly emerged, using DOR and tAssets as notes, leading to a new melody of decentralized finance, bringing stability and innovative harmony to the Web3 world.
Let us listen together to Treehouse, how it resonates with consensus and collaboration to compose the future of blockchain. The resonance of Treehouse begins with Decentralized Offered Rates (DOR), a mechanism that forms a decentralized benchmark interest rate through on-chain interest rate predictions submitted by Panelists, combined with the delegation of tAssets by Delegators.
In August 2025, the Treehouse Ethereum Staking Rate (TESR) of DOR has provided pricing support for 35 DeFi protocols, with trading volume exceeding 62 million transactions. tAssets like tETH serve as a vehicle for liquidity, where users deposit ETH or LST. The dynamic adjustment algorithm from July 2025 optimized yield distribution, with TVL approaching 640 million dollars, allowing users to enjoy annualized returns of 6-9%. The harmony of the melody lies in community participation. Pre-Deposit Vaults allow TREE holders to lock tokens to support Panelists, with over 130,000 participants in August 2025; yields fluctuate based on prediction accuracy, reaching up to 14.5%. The Treehouse Insurance Fund responded to the decoupling of tETH:wstETH through the PPP mechanism, and an intervention in June 2025 kept the decoupling within 1%, enhancing market stability.
Unlike the LIBOR of traditional finance, the objective data verification of DOR eliminates centralized risks. The Arbitrum integration in July 2025 expanded the application scenarios, with ecological trading volume increasing by 18%. However, the melody is not perfect. The consensus of DOR relies on the quality of Panelists, and the whitelist mechanism may limit openness. The decoupling risk of tETH needs continuous monitoring.
If Treehouse can optimize cross-chain efficiency and expand the diversity of Panelists, its melody may lead DeFi fixed income towards prosperity. This leader has composed the song of interest rates for DeFi. Each resonance is a tribute to the potential of Web3, and we look forward to its harmonious future together.#Treehouse $TREE @Treehouse Official
