💠 Huma Finance (HUMA)
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— pioneer of the first PayFi network 🌍, bringing together payment systems 💳 and financial infrastructure 📊 to enable lending based on real-world income and receivables directly on-chain 🔗
✨ Unlike traditional collateral-based crypto lending 🏦, Huma allows users to borrow against future income streams such as:
💼 salaries,
📑 invoices,
💸 money transfers.
⚡ This opens the door to unsecured loans powered by the Time Value of Money (TVM) model ⏳
📈 By analyzing cash flow patterns, the protocol can provide 70–90% liquidity of expected future revenue — instantly 🚀 and securely 🔐 through smart contracts 🤖
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@Huma Finance 🟣
#HUMA
#HumaFinance