Case Story: The Comeback of a Clothing Merchant, @Huma Finance 🟣 Rewrites the Cash Flow Script
Boss Chen, a cross-border clothing merchant in Guangzhou, recently breathed a sigh of relief: he shipped goods worth 100,000 euros to a European client, who agreed to a 'net 60 days' payment term. However, the factory was urging him to settle an 80,000 euro payment; if it were overdue, future orders would be jeopardized. In the past, he could only resort to high-interest loans, but this time he relied on humafinance to save the day.
After uploading the invoice, @Huma Finance 🟣 retrieved the client's past payment data on-chain, confirmed that there were no overdue payments, and transferred 90,000 USDC on the same day, with a fee that was half of what he previously paid for loans. He didn't fill out a single paper form; the smart contract automatically calculated the amount, and by afternoon, the money was in the factory's account, preserving the order and maintaining the partnership.
This is not an isolated case: freelancer Xiao Li used @Huma Finance 🟣 to advance 18,000 in rent without having to borrow from friends; foreign trade company CEO Wang utilized it to redeem payments in advance and successfully secured new orders. $HUMA supports all of this: node-maintaining networks earn rewards, community voting adds new features, and emergency funds are also replenished through it. #HumaFinance uses technology to turn 'future income' into 'available funds now,' with data encryption and smart contracts managing risks, and an automatic resolution process for client defaults. #HumaFinance proves that payment terms should not be a 'tightening spell' for businesspeople.