Huma Finance: Unlocking On-chain Value of Accounts Receivable

Are your company's accounts receivable 'sleeping' on the books? Huma Finance's PayFi network brings them 'to life.' As an innovative leader, it is making accounts receivable-based lending efficient and secure.

Unlike crypto asset collateral lending, Huma focuses on income streams in the real economy. Unsettled invoices and long-term payment commitments held by companies can be converted into immediate liquidity through its platform. The system quickly approves loans by analyzing transaction history and payment records, utilizing smart contracts to match 70 - 90% of the expected amount, all traceable on-chain.

For example, when a foreign trade company is waiting for payment from an overseas client, it can pledge accounts receivable to Huma to obtain funds in advance for the next batch of goods procurement, avoiding a break in the capital chain. This model not only revitalizes stagnant assets but also gives small and medium-sized enterprises more initiative in the industrial chain, showcasing the core value of PayFi services for the real economy. @Huma Finance 🟣 #HumaFinance