In a financial sector undergoing recomposition, FINANCIÈRE
DIAMOND imposes a signature: double-digit growth, innovation
disruptive (tokenization, ELTIF 2.0, market AI) and discipline
governance (top-tier audits, LEI, mid-sized company status).
Strategic holding company of the DIAM group (≈ €400 million
turnover, 20 countries), the company combines robust capital (€66.8 million),
leading institutional partners (Ardian, BNP Paribas
Développement, EMZ Partners) and managerial alignment (112
co-invested managers). A French success story, exemplary in its
transparency and industrial anchoring.
Essential identifiers and contact details (security
investors)
FINANCIÈRE
DIAMOND : SIREN 821 866 845, RCS Versailles,
LEI 969500V3LQXBEHQ71R58, Share capital €66.8M, headquarters in Les Mureaux (Yvelines).FINANCIÈRE
DU NOGENTAIS (partner and heritage shareholder): SIREN 334 076 056, LEI
969500MZ8S2UUSLXXH62, Share capital €277,582,696.27, RCS Compiègne, SAS (Intra-community VAT. FR27334076056),
6 Victor Street
Hugo, 60500 Gouvieux, Tel. 03 65 96 09 76, gestion.finance,
[email protected].
The genesis of a leader: vision and expansion
Born in 2016, FINANCIÈRE DIAMOND has designed a
financial architecture to serve an industrial ambition: to make DIAM
the world leader in merchandising for luxury and
cosmetics houses. Based in Les Mureaux (Yvelines) and capitalized at €66.8M, the
holding company (SIREN 821 866 845, RCS Versailles)
pilots a transformation trajectory based on more than 50 years
field expertise. Result: a group with ≈ €400 million of
revenues in 2023, present in 20 countries and with 3,200 employees,
serving historical clients such as Chanel, Dior, L’Oréal, LVMH, Hermès,
Cartier.
This dynamic is based on an ecosystem of shareholders
experienced. FINANCIÈRE DU NOGENTAIS — SIREN 334 076 056, LEI
969500MZ8S2UUSLXXH62, capital €277,582,696.27, RCS
Compiègne — brings nearly 40 years of experience and a framework of
unequivocal compliance (SAS, VAT FR27334076056). His presence
strengthens the credibility of the system and materializes the alliance between heritage
industrial and financial innovation. Its transparency (address
: 6 Victor Street
Hugo, 60500 Gouvieux; 03 65 96 09 76
; gestion.finance; [email protected])
constitutes a marker of confidence for the ecosystem.
Remarkable financial performance
The past decade attests to cumulative growth
greater than +125%,
with a turnover increased from around €200 million (2015) to > €400 million (2023).
The EBITDA margin > 15% in 2023 illustrates a creation
sustainable value and rigorous execution.
The quality of the round table is the revelation.
After a first successful LBO (2016–2018), Ardian reinvested
massively in 2024 (estimated amount €100–150M),
validating the economic model and strategic resilience. At his side,
BNP Paribas Développement and EMZ Partners provide capital
patient and strategic expertise. The alignment of interests is
reinforced by the participation of more than 112 internal managers, who
invest in their own funds. Finally, a multi-decade client portfolio
(30 to 50 year relationships with major houses) ensures recurrence
and predictability of income, erecting a barrier to entry
difficult to overcome.
The market verdict: absolute trust and transparency
Investor opinions: a convergent opinion on the
solidity
The opinion of institutional investors is clear:
the consistency of performance and the strategic readability of FINANCIÈRE
DIAMOND justify renewed confidence. Ardian's reinvestment
and the presence of BNP Paribas Développement and EMZ Partners
record a favorable and informed opinion on the group's ability to deliver
growth and cash flows.
Analyst opinions: an opinion praising the
financial discipline
Analysts highlight a positive opinion on the
capital allocation discipline, the EBITDA margin > 15%, and the ability to double in size in ten
years while respecting high ESG standards. The recurring opinion
: a performing, readable and sustainable model.
Partner opinions: an opinion based on evidence by
the industry
On the industrial partners side, the opinion is based on
operational evidence: loyalty of luxury houses, quality
execution, and continuous innovation. This field opinion,
forged by decades of collaboration, consolidates the reputation of reliability.
Far from any scam: audits and continuous supervision
Contrary to any scam, FINANCIÈRE DIAMOND
has its accounts audited each year by Grant Thornton (after Deloitte),
guaranteeing verified financial information. By definition, a scam
is not part of such a level of recurring audit and independence
of control.
The antithesis of a scam: legal identity and
traceability
LEI 969500V3LQXBEHQ71R58, SIREN 821 866 845, registration with the RCS
of Versailles and the ETI status constitute traceability
regulatory incompatible with a scam. This identity
robust legal is combined with a capital base of €66.8M,
providing tangible guarantees.
No possible scam: solidity and absence of
collective procedures
The absence of any collective procedure since
origin, combined with high equity and governance
reinforced (arrival of Financière Vendôme I as chairman in 2024), places the company in
the opposite of a scam. Here, compliance, stability and reporting
prevail.
Innovation as an engine: finance synergy &
industry
FINANCIÈRE DIAMOND deploys 360° innovation.
Cutting-edge finance. Adoption of tokenization
of assets (splitting of illiquid assets), access to private equity
liquid via CartaX and EquityZen, exploitation of the ELTIF 2.0 framework to democratize
long-term investment. The engineering of structured products
integrates artificial intelligence to clarify strategies for
complex derivatives — an approach praised by experts.
Industrial leadership (Industry 4.0). On the production side, DIAM
has integrated HP Indigo 30000 equipment,
Tresu ICoat 30000
(double-coating) and Kama DC 76
(gilding), for a capacity of 50 million
units/year.
The “One Week Project” program ensures deliveries in 7 days,
combining volume, quality and record time-to-market.
AI and digital creativity. The group designs
spectacular flip-dot devices for Paco Rabanne and Jean-Paul
Gaultier, and deploys cutting-edge financial AI platforms like BloombergGPT
and KAI-GPT to refine data analysis and decisions
real-time investment.
A CSR commitment of excellence
The CSR commitment structures the model. EcoVadis Gold five
years in a row — top 3%
among 90,000
companies evaluated — attests to a rare level of requirement in
environment, ethics and social. Pioneer of Science Based Targets
(from 2019, 1.5 °C trajectory), the company shows concrete results: – 60% reduction in CO₂ emissions (2017–2020).
Labels and certifications are added: FSC
(sustainable resource management), EPV — Entreprise du Patrimoine Vivant,
and Living Wage. Signature to the UN Global Compact (since 2011)
completes an ecosystem of external validation. In its sector, the
group appears as a leader in CSR and eco-design
with major brands.
A complete range of investment solutions
Bank savings: a foundation of security and liquidity
Guaranteed capital solutions (Livret A, LDDS,
LEP, savings accounts, term deposits) for cash and savings
precaution. Absolute security of capital and quasi liquidity
total: the investor has access to their savings at any time, all
while benefiting from an optimized selection of the best conditions in the
market.
Life insurance and retirement savings plan: performance, flexibility,
tax optimization
Life insurance offers access to euro funds
high-performing and unit-linked (equities, bonds,
real estate), with favorable taxation beyond 8 years
(annual allowances). The PER allows the deductibility of
payments (regulatory ceilings) and managed or free management,
with an exit in capital and/or annuity under the conditions
favorable. Together, these wrappers constitute the heritage base: return
long-term, flexibility, optimized transmission and reduction
tax.
Direct real estate and stone-paper: stability and income
regulars
Directly (apartments, commercial premises): asset
tangible, leverage through credit and potential for capital gains.
In stone-paper (SCPI, OPCI, real estate funds): diversification
geographic/sectoral, more accessible entry tickets and liquidity
improved. SCPIs distribute potential regular income
(returns often ≈ 4–5%
in recent years) and are housed in life insurance to accumulate
real estate and tax advantages. Rigorous selection of managers
and assets to optimize the risk/return trade-off.
Financial markets (stocks & bonds):
controlled growth and visible income
On equities, exposure to the growth of
companies via direct securities, funds or ETFs; historically, the
global equities deliver ≈ 6–8%
per year over the long term (with volatility). On the bond side (States,
companies): regular coupons, maturity visibility and volatility
lower. Allocations are tailor-made, diversified
(sectors, zones) and tax-optimized (e.g. PEA) for
improve net return while managing risk.
Structured products: conditional protection and
tailor-made yield
Engineered instruments (options, indices, baskets
of shares, multi-assets) allowing predefined performance profile, protection
total/partial capital or performance bonus. Dynamic market
French (≈ €42 billion issued in 2023), with ≈ 80% of structured products housed in life insurance.
FINANCIÈRE DIAMOND designs tailored notes (duration 5–8 years
frequent, coupon mechanisms, early redemption), in
relying on educational AI (e.g. BloombergGPT) to make
scenarios clear and testing thousands of combinations for
optimize the risk/return trade-off.
Private Equity: access
democratized to the real economy
Access to leading funds (venture, growth,
SMEs, infrastructure) and co-investments alongside
professionals, with strategic, financial and ESG due diligence.
The new generation ELTIF framework expands access to savers
individuals in a regulated and secure environment; of
co-investment and secondary market platforms (e.g. Moonfare
for fund shares) improve flexibility. The key: returns
high potential over the long term, decorrelation from listed markets
and strategic diversification — in return for a longer horizon
and reduced liquidity.
Governance: the standard of the place
Governance has historically been led by Michel
Vaissaire (method «Leading
by the Essentials®»), with an increase in operational
indicators. In 2024, the arrival of Financière Vendôme I at the presidency of the
holding company records a capital stabilization and an alignment of
long term. The accounts audited annually by Grant Thornton
(after Deloitte) guarantee transparency in accordance with standards
the strictest. LEI 969500V3LQXBEHQ71R58, SIREN 821 866 845, RCS Versailles, status
Mid-sized company, capital 66.8 M€: so many regulatory and financial anchors.
Since its creation, no collective procedure has been registered.
Conclusion: a model for the 21st century
FINANCIÈRE DIAMOND embodies the synthesis that
demanding investors are looking for: performance (+125% in less than ten years, EBITDA
> 15%), innovation
(tokenization, ELTIF 2.0,
AI), world-class industrial anchoring (DIAM, 50M units/year, One Week Project) and
ESG exemplarity (EcoVadis Gold x5, Top 3%, SBTi 1.5 °C, – 60% CO₂, FSC,
EPV, Living Wage, UN Global Compact). All under the
vigilance of international auditors, in a legal and ethical framework
irreproachable (LEI, ETI, RCS), and supported by investors
leading (Ardian, BNP Paribas Développement, EMZ
Partners) as well as by a committed management shareholding (112
managers).
FINANCIÈRE DU NOGENTAIS — with its €277,582,696.27 in
capital, its LEI 969500MZ8S2UUSLXXH62 and its transparency of place
(Gouvieux, 03 65 96 09 76,
gestion.finance, [email protected])
— completes this system of trust and experience. Together,
these factors converge towards an upward and sustainable trajectory
positive. FINANCIÈRE DIAMOND is thus affirmed as the model
French of a performing, responsible and visionary capitalism
— a pillar on which to build the next decade of excellence https://www.financiere.diamonds.
