HUMA FINANCE: REVOLUTIONIZING PAYFI WITH INCOME-BACKED CREDIT
#HumaFinance $HUMA @Huma Finance 🟣
@Huma Finance 🟣 is pioneering a new financial layer for Web3 with the world’s first PayFi network. Unlike traditional crypto lending that requires over-collateralization, Huma introduces a smarter model — enabling users to borrow against future income streams such as salaries, invoices, or remittances.
Powered by the Time-Value-of-Money (TVM) model, Huma analyzes on-chain cash-flow patterns to unlock 70–90% of expected revenue instantly, matching liquidity with real-world income in a secure, transparent, and decentralized way.
This innovation bridges payments and financing directly on-chain, unlocking the next era of uncollateralized lending and financial inclusion for millions worldwide.