Recently, several well-known airdrop trackers have been focusing on Huma, a protocol centered on on-chain income certificates and real-world asset (RWA) collateralized lending, which has gradually become an important link between DeFi and TradFi.

The core design of Huma is that users can use future cash flows (such as salary, income, and liquid earnings) as credit proof for collateralized lending. This model directly breaks through the limitations of traditional DeFi, which relies solely on on-chain asset guarantees, and constructs an entire framework for income verification and credit granting.

Currently, Huma has been deployed on chains such as Polygon and Optimism, and has partnered with institutions like Circle and Ramp to implement stablecoin lending, payment installments, and supply chain finance scenarios. Through these collaborations, Huma continually enriches its use case library and enhances its ability to price credit risk.

As an infrastructure platform that has long focused on RWA, Huma's role goes far beyond being just a "lending protocol"; it is the engine of the entire "on-chain credit economy." #HumaFinance @Huma Finance 🟣 $HUMA