@Huma Finance 🟣 Leads PayFi: Future Income is "Borrowing Capital"

In the field of crypto lending, "asset collateral" has been an insurmountable barrier until @Huma Finance 🟣 introduced the innovative PayFi model — it builds the world's first PayFi network, #HumaFinance centered on "future income streams," turning future earnings like salaries and invoices into "borrowing capital," fundamentally rewriting the rules of the lending industry.

Unlike traditional crypto lending that relies on on-chain assets, @Huma Finance 🟣 takes a different approach by focusing on users' "future potential." Users do not need to collateralize cryptocurrencies like Bitcoin or Ethereum; as long as they have verifiable stable future income, such as monthly salary, pending invoices, or cross-border remittances, they can analyze cash flow through the platform’s TVM model and quickly obtain 70%-90% of the corresponding liquidity using smart contracts. Funds are transferred quickly, and the process is simple, truly realizing that "if you have future income, you can easily borrow."

The HUMA token plays a key role in the ecosystem. Collateralizing HUMA allows for better borrowing conditions: increased limits and reduced interest rates, making borrowing costs more controllable; placing it in an automatic compound interest pool can additionally boost returns, with the annualized yield potentially increasing by 10%, making asset appreciation more efficient. At the same time, $HUMA

holders also have governance voting rights in the ecosystem, and the platform's direction is collectively decided by users, enhancing the decentralized attributes of the ecosystem. #HumaFinance activates the value of future income with the PayFi model, and the innovation of @Huma Finance 🟣 is leading a new transformation in the crypto finance industry.