PayFi New Choice! @Huma Finance 🟣 allows future income to be 'liquidated' without worries.
Not enough on-chain assets? You can only linger outside the door of crypto lending? The PayFi network created by @Huma Finance 🟣 , #HumaFinance is breaking this dilemma—focusing on 'future income streams' as the core, making salaries, invoices, and other future earnings become lending vouchers, so you can easily 'liquidate' future income without asset collateral.
Traditional crypto lending focuses on users' existing on-chain assets, while @Huma Finance 🟣 turns its attention to 'future income' that is closer to life. As long as you have stable future cash flows, such as monthly salaries, pending invoices, or cross-border remittances, you can quickly obtain 70%-90% corresponding liquidity through the platform's TVM model analysis and evaluation, aided by smart contracts. The entire process requires no complicated procedures, funds are credited instantly, completely solving the hassle of 'urgent money but no collateral'.
HUMA token is the 'core support' of the ecosystem. Collateral of $HUMA can unlock better borrowing rights: not only higher borrowing limits, but also lower interest rates; putting it into the automatic compound interest pool can additionally yield returns, potentially increasing the annualized yield by 10%, allowing assets to achieve a 'lending + appreciation' double harvest. Moreover, $HUMA holders also possess ecosystem voting rights; the formulation of platform rules and function updates are decided collectively by users, ensuring that ecosystem development meets user needs. #HumaFinance redefines lending with the PayFi model, and this innovation by @Huma Finance 🟣 is injecting new vitality into crypto finance.