HUMA Series (10): Unlocking New Paths for Global Liquidity
Liquidity is the lifeblood of the global economy, but traditional financial systems often trap funds in 'dead ends.' Huma Finance's PayFi network opens up new pathways for global liquidity through an innovative on-chain financial model.
At the core of Huma is its lending mechanism based on future income streams. Whether it's salary, invoices, or cross-border remittances, users can use them as collateral to instantly access 70-90% liquidity through smart contracts. This unsecured lending model breaks the traditional banks' reliance on physical assets, allowing small and medium-sized enterprises and individuals to easily obtain financial support.
In addition, Huma's collaboration with strategic partners like Solana and Circle further enhances the coverage of its liquidity network. Through Solana's high-performance blockchain, $HUMA achieves low-cost and high-efficiency capital flow, benefiting global merchants and users alike. Huma not only accelerates capital turnover but also ensures fairness through a transparent on-chain mechanism. The vision of PayFi is to enable capital to flow freely through technology, and Huma is a practitioner of this vision, injecting new vitality into the global economy.