From 'Lending Tool' to 'Financial Ecological Hub': The Advancement Path of Huma Finance
The innovation of @Huma Finance 🟣 goes beyond unsecured lending itself; it is building an ecological network centered around 'Income Credit'. Recently, it has started to integrate various on-chain income scenarios—whether it's NFT royalties for creators, in-game earnings for players, or contribution rewards for DAO members, all can be included in the credit assessment system.
Even more interesting is its 'Credit Rights Linkage' mechanism: users who repay on time can not only increase their limits but also unlock benefits such as transaction fee discounts for cooperation agreements and early participation rights. This transformation of 'Credit' into an 'Ecological Pass' is extending the single lending function into a richer value scenario.
