Currently, most RWA projects are still in the asset on-chain stage, but Huma takes a different approach, focusing on the "on-chain income" track, making it one of the Web3 solutions closest to traditional credit structures. Compared to collateral-driven lending, Huma has achieved credit-based lending based on stable income, representing a true innovative attempt in the DeFi space.

By connecting with real-world salary and payment platforms like Deel and Wise, users can import their monthly salary or earnings as proof of income on-chain via API, allowing them to obtain loans without collateral. This method effectively addresses the high entry barrier for new users in traditional DeFi, while offering institutions a lower-risk yield strategy.

Its token design is also worth noting: $HUMA will not only serve as a governance tool in the future but will also be used for data verification, risk-sharing, and other modules, creating a complete ecological cycle. Combined with over 20 partnerships, continuously growing TVL, and good audit records, Huma has the potential to become a leader in the RWA space.

For users looking to find the next value gap through RWA, Huma is currently in a key stage of low valuation and rapid progress, making it worthy of ongoing attention and deep participation. #HumaFinance @Huma Finance 🟣 $HUMA