User Education Perspective: How PayFi Changes Your Financial Experience
In the past month, @Huma Finance 🟣 's performance on @solana has been outstanding: 🚀 $5.7B in trading volume, 🟣 $136M in active liquidity, ✨ $17M in annualized revenue, and 📈 50% growth in PayFi assets. But what do these numbers mean for the average user?
In simple terms, PayFi's core advantage lies in allowing you to use your funds more efficiently.
For example: If you have a stable salary or invoice income, traditionally, these can only wait to be cashed in.
However, in the Huma network, these future cash flows can be “advanced,” allowing you to immediately gain liquidity for investment, consumption, or reallocation.
The benefits of this are:
1️⃣ More flexible use of funds, no longer passively waiting;
2️⃣ More reasonable borrowing costs, as pricing is based on stable cash flows;
3️⃣ Participating in Huma also allows you to accumulate Feathers points, which may be deeply tied to $HUMA rights in the future.
This is the experience difference that PayFi brings to users: it’s not just “borrowing money faster,” but rather empowering your funds to take action.