Huma Finance's PayFi network is reshaping the landscape of global payments and financing. It offers unsecured lending based on future income streams and achieves second-level settlement through smart contracts, far exceeding traditional finance in efficiency.
The $HUMA token supports ecosystem operations, with incentive mechanisms making the network more robust. Recently, the platform processed over 3.8 billion dollars in transactions, with a remarkable zero default rate.
Huma's expansion on Solana and Stellar, combined with collaborations with giants like Circle and PayPal, showcases its ambition in the Web3 payment space. In the future, as the PayFi ecosystem grows, Huma is likely to become an important part of global financial infrastructure.