If you are used to the scene of international money transfers via SWIFT: waiting 3–5 days, paying high fees, then worrying whether the money will arrive in time… then Huma Finance feels like it’s come out of a science fiction movie, but it’s happening in real life.
👉 On Huma, all payments are processed instantly thanks to the power of Solana. No more banking hours, no more weekend “holidays”. Sending money across borders or business-to-business payments – takes only a few seconds, fees just a few cents.
But Huma doesn’t stop at payments. They also unlock an extremely important concept for business cash flow: turning future cash flows into working capital today.
For example: Your business has an invoice that has to wait 60 days to be paid. Normally, you would have to “sit and wait” for the cash flow to come in. But with Huma, that invoice is digitized on-chain, used as collateral to borrow funds immediately.
The result? Businesses have additional liquidity to operate, while liquidity providers have the opportunity to earn double-digit profits from the interest on this lending activity. A true “win-win” mechanism.
📊 In just 2024, Huma Finance has processed up to 3.8 billion USD in transaction volume – a huge number for a “PayFi” (Payment + DeFi) protocol.
And looking broader, Huma is like a “engine upgrade” for the global economy. When money can move instantly, cheaply, and efficiently like this, the big question is: will traditional banks still have a place, or will they become the “prehistoric dinosaurs” of the financial industry?
♡𝐥𝐢𝐤𝐞💬 ➤ #HumaFinance @Huma Finance 🟣 $HUMA
