Huma

@Huma Finance 🟣 is pioneering a new era of decentralized finance with its PayFi network, which transforms traditional income sources into on-chain credit. This innovative approach moves beyond crypto collateral, enabling individuals and businesses to borrow against real-world assets like salaries, invoices, and remittances.

The PayFi model uses a Time-Value-of-Money framework, providing immediate liquidity through smart contracts. Users can access 70–90% of their future earnings, making working capital more flexible and reliable. This system offers collateral-free lending based on actual cash flows, effectively bridging the gap between traditional finance and blockchain technology. By expanding access to credit globally, $HUMA is creating an inclusive and scalable financial ecosystem designed for practical, real-world application.
#HumaFinance