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撸猫小能手kimi
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JMpitaya 火龙果
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【Huma Finance入门系列·第二篇:你的链上行为,正在决定你的借贷额度】 想在@humafinance 拿到无抵押额度?关键看“链上信用分”。它不像传统征信查线下数据,只盯着你在链上的每一步操作: - 历史还款记录:在其他借贷协议(比如Compound)按时还款,会加分;逾期则减分,直接影响Huma的授信。 - 资产流水稳定性:长期有稳定的ETH、USDC等资产转入转出(非大额异常波动),会被视为“财务稳健”。 - 协议交互深度:经常用DeFi(swap、质押)、玩链游、持有NFT?这些“活跃行为”能证明你是真实用户,而非羊毛党。 分数越高,额度越高(目前单用户初始额度多在100-500 USDC,优质用户可提至数千)。担心分数低?多在链上做合规操作,信用分是动态更新的。 下一篇,教你3步完成首次借款~ @humafinance #HumaFinance
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【Huma Finance入门系列·第一篇:不用抵押也能借?这个DeFi协议想重构借贷逻辑】
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