Huma Finance: Real-Time Liquidity for a Smarter Financial World
Huma Finance is reimagining on-chain finance with PayFi—Payment Finance. Instead of relying on outdated pre-funding systems like SWIFT, Huma gives payment institutions instant access to liquidity using stablecoins and on-chain protocols .
Thanks to its PayFi model, Huma makes lending smarter. Instead of demanding crypto collateral, loans can be based on future income streams—like remittances, invoices, or payroll. That opens credit to people and businesses who were previously locked out of DeFi .
Here’s what’s new this August and beyond:
Same-day payouts ⭐ In partnership with Arf, Geoswift, and PolyFlow, Huma launched a system enabling merchants—especially in Asia—to receive payouts within hours, not days. It also handles compliance (AML/KYC) programmatically .
Expanding into Web3 telecom – Huma is teaming up with Roam and Solana to streamline cross-border billing and payment for telecom services across Asia .
Global Dollar Network membership – In June, Huma joined a consortium pushing for wider stablecoin adoption and clear regulations .
Greater access for token holders – The $HUMA token is now tradable on major exchanges with features like margin trading and yield programs on OKX .
Token Snapshot:
Price hovers around $0.033, with a market cap of about $57 million and a circulating supply of 1.73 billion HUMA (out of a 10 billion total) .
Why this matters: Huma is bridging real-world liquidity and decentralized finance—empowering everyday commerce, institutions, and developers with fast, programmable, compliant cash flow. It’s not just another DeFi project; it’s building the plumbing for a faster, fairer financial system.
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