Huma Finance: Redefining Credit in Web3
@Huma Finance 🟣 introduces a new chapter in DeFi with the first PayFi network — a system that turns everyday income into a source of on-chain credit. Instead of relying on crypto collateral, Huma enables borrowing against salaries, invoices, or remittances.
The PayFi Model
Built on its Time-Value-of-Money framework, Huma provides instant liquidity through smart contracts, giving borrowers access to 70–90% of their future earnings. This makes working capital more flexible and reliable for both individuals and businesses.
Key Advantages
Collateral-free lending based on real cash flows
Bridging traditional income with blockchain finance
Expanding access to credit across global markets
With $HUMA , finance becomes inclusive, practical, and scalable — unlocking a credit system designed for real-world use.
