TREE Series (I): Unlocking Decentralized Fixed Income
Decentralized finance (DeFi) is changing the rules of traditional finance, and the Treehouse protocol, with its innovative fixed income solutions, is at the forefront of this wave. The $TREE token, as the core of the protocol, connects users, developers, and the ecosystem, opening new avenues for on-chain fixed income. Unlike traditional financial bonds or deposits, Treehouse offers a transparent and efficient yield model without intermediaries through tAssets and Decentralized Oracled Rates (DOR).
tAssets are the star product of Treehouse, with the first tETH allowing users to earn additional returns through interest rate arbitrage strategies on top of Ethereum staking yields. After depositing ETH or liquid staking tokens (LST), users can receive tETH, enjoying the flexibility of DeFi while obtaining stable yield expectations. This “LST 2.0” model not only optimizes market efficiency but also reduces investors' decision-making costs by integrating fragmented on-chain interest rates.
Meanwhile, DOR, as a decentralized benchmark interest rate system, replaces traditional financial mechanisms like the easily manipulated LIBOR. Through a consensus mechanism, DOR provides reliable interest rate references for DeFi, ensuring fair and transparent pricing of financial products. The TREE token plays a key role in this, incentivizing participants to stake and maintain the security of the protocol. Through these innovations, Treehouse enables ordinary users to engage in institutional-level fixed income strategies, truly realizing the inclusive vision of decentralized finance.