Huma Finance: The Future of Income-Backed Lending ๐ธ
@Huma Finance ๐ฃ is pioneering the worldโs first PayFi network, blending payments and financing into a powerful on-chain solution. Unlike traditional crypto loans that require collateral, Huma lets users borrow against future income streams โ salaries, invoices, or remittances โ unlocking financial freedom in a whole new way.
Powered by the Time-Value-of-Money (TVM) model, Huma analyzes cash-flow patterns to deliver 70โ90% instant liquidity of expected revenue, all secured through transparent smart contracts.
This innovation creates inclusive and uncollateralized lending, giving both individuals and businesses access to credit while still enjoying security, speed, and flexibility.
Could PayFi be the bridge that brings DeFi to millions of real-world users?
