🍀 Project Overview
Huma Finance is a PayFi (Decentralized Financial Payment) platform, specializing in providing instant liquidity for global payments through blockchain technologies, stablecoins, and real-world assets (RWA).
Founded on partnerships with institutions like Stellar and Solana, it has also integrated its efforts with Arf Financial to expand its services.
Development and Performance
The Huma 2.0 version was launched in April 2025, introducing two interfaces: Classic Mode for stable annual returns and MAXI Mode for higher Feathers rewards.
In just two weeks since the launch of Huma 2.0, the total trading volume exceeded $4 billion, and the number of active wallets increased by more than 490%—from 5,600 to 33,000.
Similarly, other reports indicate a trading volume of $3.8 billion within 24 hours of opening the pool, supported by annual returns of up to 10.5% and Feathers rewards reaching up to 25 times.
Innovative fields and targeted markets
Huma's goal is to find faster and cheaper alternatives to the traditional SWIFT system, with settlements via the Solana network providing confirmations within 400 milliseconds and transaction costs around $0.00025.
The platform intermediated over $38 billion in transactions within 2024, generated revenue of $8 million, and expects to reach $30 million by 2025 with a zero default rate.
It describes its model as inclusive: regular users or institutions can benefit from the same returns, offering low-risk options (Classic) or high-reward (Maxi). It also aims to enter DePIN fields and decentralized infrastructure-based finance.
Funding and expansion strategies
The platform raised $38 million in a Series A funding round with major funding from Distributed Global and participation from Stellar, Circle, İşbank, and others.
Plans to expand through Stellar and Solana networks, and to expand the PayFi network globally.
Humafinance #Humafinance @Huma Finance 🟣 $HUMA