What would DeFi's interest rates look like without TREE?
The DeFi world has always been known for its innovation, but it also has an overlooked shortcoming: the chaos of interest rates. Lending, staking, and derivatives are emerging endlessly, yet there is no unified interest rate benchmark. Without coordinates, the price of capital is like a cacophony of noise.
What would DeFi's interest rates look like without TREE?
• Each platform has its own say: Protocol A has an annualized rate of 4%, Protocol B has an annualized rate of 7%, but no one can tell you which one is more real.
• Risk is hard to measure: The lending market lacks a unified standard, collateral prices and interest rates are disconnected, and risk pricing is like blind men feeling an elephant.
• Capital efficiency is low: Capital flows across platforms are difficult, arbitrage can only be done by a few professional players, and most people can only passively accept.
What TREE aims to solve is the root of all this. It optimizes staking returns automatically through tAssets and turns predictions and consensus into the “hammer” of interest rates through DOR. In this way, interest rates are no longer a chaotic noise, but a trustworthy reference.
The TREE token is the bond of the entire system: it is both a governance token and a utility token, and it is also the core of the incentive mechanism. Through it, participants can truly enter this process of “co-constructing interest rates.”
Therefore, the significance of $TREE is not just a momentary market trend, but a hypothesis: If DeFi wants to mature, it must have an interest rate benchmark. And @Treehouse Official is the tree that first attempts to build this path.
