What is Treehouse Protocol?
Treehouse Protocol is a decentralized finance (DeFi) platform dedicated to addressing the issue of fragmented interest rates in the DeFi market, providing users with predictable returns through innovative financial tools. It is centered around tAssets (such as tETH), DOR (Decentralized Off-Chain Rate), and the TREE governance token, simplifying complex investments and promoting the standardization and efficiency of the DeFi fixed income market. As of August 2025, Treehouse's Total Value Locked (TVL) has surpassed $500 million, supported by mainstream exchanges such as Binance.#Treehouse
Its main core features:
1. tETH: Smart Yield Optimization Users can deposit ETH or other liquid staking tokens (such as stETH) to mint tETH. Treehouse captures interest rate differentials (such as borrowing rate 2.15% vs. staking rate 3.5%) through low-rate borrowing and high-yield staking arbitrage strategies, providing users with stable returns.
2. DOR: On-Chain Benchmark Rate DOR (Decentralized Off-Chain Rate) is Treehouse's core innovation, similar to LIBOR in traditional finance. It generates transparent and reliable interest rate curves through a multi-party consensus mechanism, preventing manipulation, and supports the development of derivatives such as interest rate swaps and floating rate notes. The first application is the Ethereum Staking Rate (ESR), which provides standards for the ETH staking market.
3. GoNuts Points System Users earn Nuts points, badges, and community rankings by providing liquidity or completing weekly tasks (such as providing TREE-WETH liquidity on Balancer), enhancing engagement and rewards.
Who Can Use Treehouse?
Ordinary Users: Obtain institutional-level returns through tETH without complex financial knowledge, or earn rewards through GoNuts tasks.
Developers: Create new financial products based on DOR, such as interest rate derivatives or lending tools.
Institutional Investors: Utilize DOR and tETH for arbitrage and risk hedging, optimizing the $100 billion ETH staking market.
Why Choose Treehouse?
Unified Interest Rates: Address the issue of fragmented DeFi interest rates, tETH stabilizes returns through arbitrage.
Transparent and Secure: DOR's consensus mechanism and slashing penalties ensure reliable interest rates, and the protocol is equipped with an insurance fund and audits.
High Integration: Seamlessly collaborates with mainstream DeFi platforms like Aave and Balancer, tETH can be used as collateral or liquidity asset.
Community Driven: $TREE Tokens and the GoNuts system incentivize user participation, creating a vibrant ecosystem.
