#HumaFinance (HUMA) is building the world's first PayFi network, bridging the gap between payments and financing.
For users, the core value is: loans can be obtained based on future income commitments (such as pending salaries, pending invoices, or expected remittances) without traditional collateral.
@Huma Finance 🟣 's unique Time Value of Money (TVM) model supports this unsecured lending model. Users only need to connect their cash flow data, and the protocol can quickly analyze their income patterns through smart contracts and securely advance funds equivalent to 70% to 90% of future income instantly. This greatly facilitates on-chain accounts receivable financing and credit acquisition based on real-world income.
