💡 DeFi’s Biggest Flaw = Over-Collateralization 💡
You shouldn’t need $1,000 locked to borrow $500.
That’s not inclusion, that’s exclusion.
@Huma Finance 🟣 flips the model → credit scored by income, not collateral.
That’s how billions can onboard.
You shouldn’t need $1,000 locked to borrow $500.
That’s not inclusion, that’s exclusion.
@Huma Finance 🟣 flips the model → credit scored by income, not collateral.
That’s how billions can onboard.