According to the latest industry report, by 2030, the annual circulation of stablecoins will reach $1 trillion, disrupting the global payment system and unlocking trillions of dollars in capital.
By 2030, stablecoins will transfer $1 trillion annually - traditional railways cannot compete with this.
Cryptocurrency liquidity provider Keyrock has released a detailed report this week in partnership with the Latin American cryptocurrency platform Bitso, predicting that stablecoins will completely reshape global financial infrastructure. This research report titled 'Stablecoin Payments: A Trillion-Dollar Opportunity' comprehensively outlines the case for stablecoins becoming the mainstream payment method in business and consumer use cases. The report states:
Stablecoins are becoming a $1 trillion payment channel: we estimate that by 2030, annual stablecoin payment volume in major vertical industries will exceed $1 trillion.
Although by 2024, stablecoins will account for less than 3% of the $195 trillion cross-border market, the report predicts that stablecoins could support 12% of all cross-border flows - about one-eighth of global liquid funds.
The report emphasizes that decentralized finance (DeFi) infrastructure significantly enhances capital efficiency. The report states: 'DeFi is the new balance sheet: DeFi lending protocols are transforming into working capital engines. Mansa reports that its monthly capital turnover rate reaches 11 times, while traditional fintech companies like Wise have an annual capital turnover rate of only 1-2 times.' This turnover rate far exceeds traditional pre-financing models, where companies lock funds in local accounts across jurisdictions.
The report estimates that up to $27 trillion is trapped in global payment channels, while stablecoin channels can eliminate this cost through instant liquidity and programmable settlement.
At the macro level, the report highlights how stablecoins are changing the monetary operations in the United States:
Stablecoins will reshape monetary policy: with a supply of $2 trillion, stablecoins will account for nearly 25% of the Treasury bond market, directly affecting Federal Reserve policy and front-end yields.
Stablecoin issuers are now ranked 17th globally among U.S. Treasury bondholders, ahead of countries like South Korea and Saudi Arabia. Meanwhile, the share of stablecoins in the U.S. M2 money supply has surged from 0.04% in 2020 to over 1%, potentially reaching 10% by 2030. These trends indicate that liquidity and regulatory considerations for central banks will undergo changes.