🔑 $HUMA — Redefining On-Chain Credit with @Huma Finance 🟣
Huma Finance is pioneering the PayFi network, where future income streams become collateral. Instead of locking crypto assets, users can borrow against salaries, invoices, or remittances.
• The global receivables market exceeds $24 trillion, yet remains untouched by DeFi.
• Huma unlocks 70–90% of predictable income instantly, secured by smart contracts.
• Powered by the Time Value of Money (TVM) model, it introduces an entirely new asset class for DeFi lenders.
By merging blockchain rails with real-world cashflows, $HUMA is building a scalable, compliant, and programmable credit layer that could reshape Web3 lending.