Do you think that once the numbers turn into a balance, everything will be alright? Little do you know, this step is the real "life and death" situation. Let me give you a heads up: banks do not monitor everyone's accounts every day, but once you cross a red line with your actions, the alarm will go off immediately. For example, if you suddenly receive a transfer of hundreds of thousands with a note saying "virtual currency," or if you have dozens of transactions of tens of thousands from different personal accounts within a month, it would be strange if the bank didn't investigate you. What's even worse is encountering "dirty" money. Some people, in order to make a few more points, specifically seek out merchants who quote prices 1% or 2% higher than the market rate, not knowing that this money could very likely be dirty money from scams or gambling. Just as you transfer the money to your bank card, the police may come knocking at your door, which could lead to freezing your account for half a year, requiring you to provide various transaction proofs, or worse, being charged with "concealing or disguising criminal proceeds". In that case, don't even think about making money; you might face jail time. Last year, there was a case where a person was sentenced to two years just for helping someone transfer a few virtual currency transactions and made a few thousand in service fees. Some believe that cash transactions offline are safer, but in fact, it is even more dangerous. You have no idea who the other person is, and if you encounter a robbery or if, after the transaction, the other party accuses you of fraud, you won't have time to cry. There are also those who blindly trust so-called "scoring platforms," thinking that transferring money through these platforms can avoid regulation; in fact, these platforms are illegal, and once investigated, all associated accounts will be frozen. So how can you withdraw money safely? Remember these principles: First, only transact with people you know and can verify their identity. It's best to do business with friends you know in real life, ensuring that the source of their money is clean. Second, withdraw small amounts multiple times and spread it out. Don't think about withdrawing all your money at once; keep each withdrawal under 50,000, and do not exceed 10 transactions in a month, using different bank cards alternately. Third, avoid frequent transactions. Don’t withdraw today and recharge tomorrow; this can easily be judged by the bank as "suspicious transactions." It’s better to space out your operations, such as withdrawing once or twice a month. Fourth, do not use common cards like salary cards or mortgage cards for withdrawals. Open a bank card that you don’t use often, use it sparingly, and transfer the money to other accounts as soon as possible after the withdrawal, or use it for investment or consumption. Don't let large sums of money stay on the card for long periods. In fact, whether the bank checks or not depends on whether your money is clean and whether your operations are normal. As long as you earn money through legitimate channels, with clear transaction records and operations that make sense, there’s no need to worry. What’s scary is that if you have a mindset of taking shortcuts and trying to get small benefits, you might end up digging yourself into a hole. Making money in the currency circle is not easy; when withdrawing, you must be steady and cautious. It’s okay to be slow; securing your money is the real gain. Don’t let momentary greed ruin all your previous efforts; it’s not worth it.
