DeFi has evolved.
DeFi 1.0 brought collateralized loans.
DeFi 2.0 introduced yield farming.
Now, DeFi is entering a new era with @Huma Finance 🟣 and its PayFi network — enabling uncollateralized lending backed by real-world cash flows. Salaries, invoices, and remittances become instant, usable credit without the need for traditional collateral. It’s a shift from locking up assets to unlocking future income as a new form of wealth. $HUMA is making earnings work harder, faster, and smarter for people and businesses. This is the future of accessible finance — powered by blockchain, designed for the real economy.