#MarketTurbulence 🚨 P2P Scams in Pakistan – What You Need to Know

📌 P2P in Simple Words:

P2P (Peer-to-Peer) payment means sending money directly from one person to another — like through EasyPaisa, JazzCash, SadaPay, NayaPay, or Binance P2P trades.

It’s quick and convenient, but also high-risk — because there’s no middleman to guarantee your payment.

💣 Common P2P Scam Methods in Pakistan

1️⃣ Fake Payment Proof

Scammer sends an edited screenshot showing “payment sent” — but in reality, the money is either pending or never sent at all.

📍 Common on Binance P2P & Facebook groups.

2️⃣ Hacked Bank/Mobile Wallet Accounts

Money comes from a stolen account. Later, the real owner complains → your account gets frozen during investigation.

3️⃣ Reversal Scam

After you receive the payment, scammer files a “fraud complaint” with the bank or wallet — money gets reversed.

📍 Mostly seen in Meezan Bank, HBL, EasyPaisa, JazzCash.

4️⃣ Underpayment Trick

Deal is for Rs. 100,000, but scammer sends Rs. 99,000 and asks for the rest in cash.

✅ Rule: Never release crypto/goods until full payment is confirmed.

5️⃣ Third-Party Payment Fraud

Money comes from a stranger’s account (third party). Later, they file an FIR, and you could be accused of money laundering.

🎯 Who Do They Target?

Binance P2P crypto traders

Facebook / WhatsApp trading group members

Freelancers taking EasyPaisa / JazzCash payments

OLX & Marketplace sellers

🛡 How to Protect Yourself

Only trade with verified profiles (good feedback, trusted history)

Wait at least 1–2 hours after payment before releasing funds

Never share CNIC, OTP, or account access

If payment is from a third party, cancel the deal