Ma'm, P2P scams are on rise these days, and I believe that we should pause crypto transfers or transfer only small amounts thrice a month.

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Pakistan mein P2P Scam ka Scene

P2P payment ka matlab hota hai ek user se doosre user ko direct paisa transfer karna, jaise EasyPaisa, JazzCash, Sadapay, NayaPay ya Binance P2P trades.

Yeh method fast hota hai lekin scam ka risk zyada hota hai, kyunki payment direct hoti hai — beech mein koi guarantee nahi hoti.

Common P2P Scam Methods Pakistan mein

Fake Proof of Payment

Scammer aapko edited screenshot bhejta hai jaise paisa send kar diya ho.
Original transaction hota hi nahi, ya phir pending hota hai.
Mostly Binance P2P ya Facebook groups pe hota hai.

Stolen Bank / Mobile Wallet Accounts

Scammer kisi hacked account se paisa send karta hai.
Later, asal owner complaint karta hai → bank ya wallet freeze kar deta hai aapka account investigation tak.

Reversal Scam

Payment milne ke baad scammer bank ya wallet mein fraud complaint kar ke paisa wapas le leta hai.
Mostly Meezan, HBL, Easypaisa, JazzCash mein hota hai.

Underpaid Transfer

Deal 100,000 PKR ki hoti hai, lekin wo 99,000 send karta hai aur kehta hai baqi chhote note cash mein de dena.
P2P platform ke rules ke mutabiq full payment receive hone tak release nahi karni chahiye.

Third-Party Payment Fraud

Scammer kisi teesre bande ka paisa aapke account mein send karwa deta hai.
Later wo banda FIR karwa deta hai aur aapka account suspect ban jata hai (Money Laundering ka risk).

P2P Scam ke Main Targets

Binance P2P traders (crypto buyers/sellers)
Facebook/WhatsApp trading groups
Freelancers jo direct EasyPaisa/JazzCash receive karte hain
OLX aur Marketplace sellers

Bachne ke Liye Tips

Sirf verified buyers/sellers se deal karein (platform pe good feedback wale).
Payment receive hone ke baad minimum 1-2 hours wait karein, taake reversal ka risk kam ho.
Apni CNIC copy, OTP, ya account access kabhi share na karein.
Agar third-party ka naam account statement pe aaye, deal cancel karein.
Hamesha P2P platform ka chat aur dispute system use karein.
#P2PScam