Huma Finance—Pioneering the PayFi Revolution
Huma Finance is redefining decentralized finance through a concept it calls PayFi—seamless, real-time, stablecoin-backed payment settlements. As the first protocol to integrate real-world receivables and credit into DeFi, Huma allows businesses to tokenize invoices on-chain and instantly tap liquidity, transforming how payments flow globally. Built initially on Solana, the protocol uses liquidity pools to “front” transactions immediately, while smart contracts settle receivables later—enabling 24/7 global settlement with no intermediaries.  
At the heart of this network is $HUMA, the native utility and governance token. It enables staking for governance, drives incentives for liquidity providers and partners, and powers upgraded protocol features as Huma expands.   Together, PayFi and $HUMA are leading the charge toward faster, more inclusive financial infrastructure.
