From a Technical Architecture Perspective: The Payment Revolution of Huma Finance
Huma Finance adopts a three-layer hybrid architecture for efficient payments:
1. Settlement Layer
- Atomic settlement network built on $HUMA
- Supports instant exchange of major stablecoins such as USDC/USDT
2. Application Layer
- Smart contracts automatically execute cross-border payments
- Integration of Chainlink oracles to ensure accurate exchange rates
3. Compliance Layer
- KYC verification through $HUMA staking nodes
- Encrypted transaction records uploaded to the blockchain for regulatory audits
Measured Performance:
✓ Single payment takes less than 3 seconds
✓ Transaction fees are only 1/20 of traditional channels
✓ Daily average transaction volume exceeds $80 million
