Huma Finance@Huma Finance 🟣 ($HUMA) is building the world's first PayFi network, ingeniously integrating payment and financing infrastructure. Its core innovation lies in: allowing users to use future income streams (such as salaries, invoices, remittances) as credit collateral for unsecured lending!
Unlike traditional cryptocurrency collateralized lending, Huma analyzes cash flow patterns (supported by the TVM model), enabling smart contracts to instantly and securely provide borrowers with liquidity of up to 70%-90% of their expected future income. This opens the door to efficient on-chain credit based on real-world income.
Committed to reshaping the on-chain credit landscape and empowering financing based on real-world earnings!
