The long-term value of Huma Finance can be simply described as addressing the pain points in payment finance. The global cross-border payment market is valued at $30 trillion, with high costs and low efficiency being persistent issues.
Huma utilizes blockchain to achieve real-time settlement, with an annual yield of 10%-20%, relying on the actual returns from trade financing rather than speculative bubbles. Its token model is also quite solid, with an initial circulation of 17.33% of the total HUMA supply, a lock-up mechanism to reduce selling pressure, and a destruction mechanism that creates expectations of token deflation.
In April 2024, the monthly profit was $9 million, which is a strong fundamental indicator. As the global demand for stablecoins and on-chain finance grows, Huma's model seems tailor-made for the future of financial infrastructure. The short-term market may be a bit volatile, but looking at the long term, Huma's practical value and undervaluation appear to be a good positioning opportunity.
