The technological iteration of Huma Finance feels like installing a new engine for DeFi. Its smart contracts and stablecoin system seamlessly move traditional financial payment scenarios on-chain, enabling real-time settlement and low-cost transactions that can easily outperform traditional banks.
Huma also supports multi-chain asset access, with compatibility for Solana and BNB Chain enhancing its flexibility. The platform's current liquidity of 1 dollar can generate an annual return of 50 dollars, which is simply astonishing.
The team is also optimizing the credit assessment module, using off-chain income data for risk control; a zero default record doesn't come easily. In the future, if Huma can further integrate AI or more efficient Layer 2 solutions, transaction throughput and user experience could reach new heights.
The continuous technological iteration, along with the backing of the Solana ecosystem, makes the HUMA token of Huma feel like it has great potential for imagination.