Huma Finance: Pioneering the Era of the World's First PayFi Network
Huma Finance (HUMA) is leading a revolution in the financial sector by seamlessly integrating payments and financing through its innovative PayFi network.
Unlike traditional crypto loans, Huma Finance allows users to use real-world income such as future salary, accounts receivable, or remittances as collateral to obtain instant, flexible on-chain loans.
This innovative model relies on advanced Time Value of Money (TVM) algorithms to accurately assess and instantly release 70%-90% of users' future income as loans.
Through smart contracts and on-chain cash flow analysis, Huma has achieved instant and secure unsecured lending, making fund utilization more efficient and closely aligned with real-life needs, truly bringing financial technology into the next phase.
