From having assets to having talent: Huma Finance turns ability into capital for loans
Traditional finance only recognizes 'asset holders', @Huma Finance 🟣 , but opens doors to the 'talented'. Its PayFi network transforms the future income flow generated by individual capabilities into capital that can be lent in the present, allowing the technical services of programmers, the creativity of designers, the professional knowledge of consultants, and other intangible capabilities to receive financial support, redefining the meaning of 'capital'.
The core of this transformation is the recognition of 'human capital'. The protocol @Huma Finance 🟣 does not focus on the current assets of users but evaluates the sustained income flow that their capabilities can generate, offering a loan limit of 70% to 90%. Income from professional services of freelancers, revenue sharing of content creators, and compensation of skilled workers can activate liquidity here, enabling capabilities to be monetized without being limited by time.
The token $HUMA is the bridge that connects ability and capital. Owning HUMA means recognizing the idea that 'ability is capital', and participating in the construction of the ecosystem allows more types of human capital to become visible. As more 'talented' individuals receive support through the platform, the value of $HUMA will also grow in sync with the activation scale of human capital.
@Huma Finance 🟣 is transforming financial services towards a 'capacity-oriented' approach. While traditional loans are still considering ownership certificates, #HumaFinance is already evaluating your creativity, allowing every capable person to obtain capital, and #HumaFinance is writing the new financial rules that 'the talented have wealth'.
