@Huma Finance 🟣 – Income-Based Lending in Web3
Huma Finance enables lending against predictable future income, unlocking credit for new categories of borrowers.
Key Features:
• Income as Collateral – Loans backed by provable future payments.
• Partnership Integrations – Payroll, gig platforms, and DeFi protocols.
• Lower Risk Profiles – Predictable cashflows reduce default risk.
• Financial Inclusion – Access to credit without large on-chain balances.
Why It Matters:
By aligning lending models with real-world earning patterns, Huma expands DeFi’s reach to underserved communities
