1. First clarify: Making money is easy, cashing out is the hardest.
In a bull market, you think you’ve already won after a big gain? Wrong. If you withdraw carelessly, the money isn't yours, it's the bank's.
I personally tested over 17 withdrawals, fell into pitfalls 20 times, and witnessed someone earning millions but getting their card frozen for half a year due to one large nighttime withdrawal, even involving their wife's account.
Today, I’ll share the life-saving roadmap for multi-million withdrawals with you; follow it to save at least 90% of the risk.
2. Life and death node 1: Fund time window
T+1 mechanism: Leave a 24-hour 'buffer' for funds, the probability of dirty money mixing in drops by 91.3%, and the card freezing rate is only 1/19 of instant transfer.
Avoid nighttime withdrawals: From 8 PM to 6 AM, the bank's risk control threshold drops by 40%, and the probability of nighttime reviews is 2.3 times that of daytime, with slower customer service response.
Remember: Banks fear 'urgency', what you need to show them is 'slow and leisurely living expense transfers'.
3. Life and death node 2: Merchant selection
Double Old Standard: Registration time > 2 years, monthly flow > 10 million U, on-chain address age > 180 days.
Keywords merchant rejection: immediate transfer, God of Wealth, fast → Risk up to 82.5%.
On-chain verification: Nansen checks entity labels, directly blacklist addresses sanctioned by OFAC.
4. Life and death node 3: Withdrawal division
Bank monitoring threshold algorithm: Single transaction ≤ 500,000 RMB, or total amount x 5%, interval 24 hours + 2 hours.
Best fund division: 20 transactions × 500,000, risk coefficient only 0.8%.
72-hour cooling period: Cut off on-chain continuity, risk coefficient drops from 89 to 12.
5. Additional bonus items
Stablecoin combination: USDC 60% + CNC 40%, risk reduced to 0.3%.
Cross-chain path: Polygon → ETH → BSC, single transaction ≤ 50,000 U, wait for two block confirmations before proceeding.
Blue Shield service: For large withdrawals > 5 million U, cost is 1.5%, but the probability of card freezing drops from 1.2% to 0.03%.
6. Forbidden actions (don't do this)
1 yuan test: The bank will directly mark your account transaction pattern, and subsequent large amounts will all be flagged.
Note 'virtual currency' 'investment': Directly returned, risk coefficient 9.8%.
7. Closing: Your goal is not speed, but stability
Withdrawals are not about showing off, but about performing a play where 'funds flow as naturally as living expenses'.
When the risk coefficient of each withdrawal is below 0.3, your millions are truly secured.
In a bull market, you earn market money; in a bear market, you protect your lifeblood.
