Ripple Labs has reached a settlement with the U.S. SEC, ending a long-standing litigation dispute and eliminating years of regulatory uncertainty for XRP. The news quickly propelled the XRP price upward, fluctuating between $3.20 and $3.27 during the day, with trading volume surpassing $12 billion. Technical analysis indicates that a breakthrough above $3.35 could pave the way to challenge $3.70, $4.46, and possibly reach $5.00 before the end of the year.

The clarity of regulation has also sparked speculation about an XRP ETF, with analysts raising long-term expectations. If adoption continues, the target price for 2026 could reach $7-10, and institutional fund inflows will become an important support.

Arctic Pablo Coin: Presale concluding, high yield potential favored.

Beyond XRP, the meme coin Arctic Pablo Coin (#APC) has become a new market focus. Its presale is entering the final stage (Horizon Haven phase), with the current token price at $0.0008, having raised over $3.35 million. According to the plan, the listing price of $0.10 would yield a return of 12,400%, and it features a 66% annualized staking reward and a deflationary mechanism with weekly token burns, alongside the low-cost and high-speed advantages of the Binance Smart Chain, attracting both retail investors and whales.

Pudgy Penguins: Whales are increasing holdings during the correction, bullish pattern remains unchanged.

Pudgy Penguins (#PENGU) has fallen 8%-13% in the past 24 hours, currently priced at $0.0356-$0.037. However, on-chain data shows that whales are increasing their holdings during the decline. The technical analysis shows a bullish cup and handle pattern, and a breakout above $0.042 could point towards the $0.05-$0.06 range, with social buzz remaining high, exceeding 200 billion views.

Neiro: Cooling off after a surge, oversold signals hint at a possible rebound.

Neiro (#NEIRO) is currently priced at $0.000399, down 7% over the last 24 hours and still 87% lower than its historical high of $0.0030. Short-term resistance is at $0.0004460, or it may drop to $0.0003935, but the RSI indicator is approaching the oversold region, which may trigger a rebound. Long-term holders believe that the current consolidation is a normal adjustment after the previous surge.

Overall, the XRP settlement has opened a window of activity for altcoins, with market funds rotating around different logics from compliant coins to high-potential presale coins, presenting both short-term opportunities and volatility.