@Huma Finance ๐ฃ : The Future of On-Chain Income-Based Lending
Huma Finance (HUMA) is building the first PayFi network, merging payments and financing infrastructure to bring real-world income & receivables-based credit fully on-chain.
Unlike traditional crypto-backed loans, Huma lets you borrow against future income streams โ salaries, invoices, remittances โ enabling uncollateralized lending powered by the Time-Value-of-Money (TVM) model.
๐ By analyzing cash-flow patterns, Huma can instantly match 70โ90% of expected future revenue with liquidity โ securely executed via smart contracts.
๐ From work to wallet, Huma Finance makes future income spendable today.