#DeFiGetsGraded Decentralized finance (DeFi) brings a new era of financial services without intermediaries, where users can trade, borrow, or store cryptocurrencies directly using smart contracts. The main advantage of DeFi is transparency and accessibility – anyone with an internet connection can start using protocols like Uniswap, Aave, or Compound. Unlike the traditional banking system, there is no central authority here, which reduces costs and speeds up transactions. When trading on DeFi markets, it's important to monitor the volatility of cryptocurrency pairs, such as ETH/USDT or BTC/USDT, and manage risk using stop-loss orders. DeFi has enormous potential, but it also requires careful education to help users avoid fraudulent projects and unnecessary losses.