Huma Finance isn’t just building another DeFi platform—it’s reimagining how money moves and how people access credit.
With its PayFi network, Huma flips the script on lending. No giant pile of tokens to lock up. No dusty credit score from a bank. Instead, your future income—whether it’s your paycheck, client invoices, or even remittances from abroad—becomes the key to unlocking instant liquidity.
Powered by its Time-Value-of-Money model, Huma can assess your cash-flow history and let you borrow up to 90% of your expected earnings—securely, on-chain, and without the gatekeepers.
For freelancers, small businesses, and everyday workers, this means cash when you need it, at fair terms, without borders or bureaucracy.
Huma isn’t just bridging traditional finance and blockchain—it’s building the rails for a financial system where income itself becomes an asset you can put to work.
