范德彪x
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On-chain credit + global capital make cash flow 'come alive'
The power of Huma lies not only in fast settlement but also in solving the problem of 'where does the money come from?'. Through the on-chain credit platform, Huma connects companies' accounts receivable (such as money owed by suppliers who have already delivered goods but have not yet received payment) with global capital —
Suppliers can receive payment today (solving urgent needs), and purchasers can agree to settle in 30 or 60 days (keeping capital turnover flexible);
The intermediate funding costs are automatically allocated through smart contracts, with full transparency and traceability, eliminating 'information asymmetry' and 'opaque operations' in traditional finance.
Even more impressive, this network already supports various scenarios such as cross-border payments, credit card financing, and DePIN (Decentralized Physical Infrastructure Network) financing, having processed over $3.8 billion in transaction volume while maintaining an astonishing 0% default rate.
Why is it so stable? On one hand, USDC and stablecoins are inherently resistant to volatility; on the other hand, Huma's short-term accounts receivable can generate double-digit annual returns (much more appealing than bank fixed deposits), attracting a large amount of conservative capital participation.
The power of Huma lies not only in fast settlement but also in solving the problem of 'where does the money come from?'. Through the on-chain credit platform, Huma connects companies' accounts receivable (such as money owed by suppliers who have already delivered goods but have not yet received payment) with global capital —
Suppliers can receive payment today (solving urgent needs), and purchasers can agree to settle in 30 or 60 days (keeping capital turnover flexible);
The intermediate funding costs are automatically allocated through smart contracts, with full transparency and traceability, eliminating 'information asymmetry' and 'opaque operations' in traditional finance.
Even more impressive, this network already supports various scenarios such as cross-border payments, credit card financing, and DePIN (Decentralized Physical Infrastructure Network) financing, having processed over $3.8 billion in transaction volume while maintaining an astonishing 0% default rate.
Why is it so stable? On one hand, USDC and stablecoins are inherently resistant to volatility; on the other hand, Huma's short-term accounts receivable can generate double-digit annual returns (much more appealing than bank fixed deposits), attracting a large amount of conservative capital participation.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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