范德彪x
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The "three mountains" of traditional payments, Huma offers a "second-level solution"
First, let's see how painful the pain points of traditional payments are:
1. Merchants: After shipping, they have to wait for the SWIFT wire transfer system to slowly process, taking 2 - 5 days to confirm receipt. During this time, if they urgently need to procure new goods or pay employees, they can only feel anxious;
2. Suppliers: Receiving payment is even more distant, with payment terms of 60 - 90 days feeling like an "interest-free loan," relying solely on the company’s cash flow to endure;
3. Fund Efficiency: Even more absurd—within the global payment system, trillions of dollars are "locked up" due to long settlement periods, making it impossible to flow and create value.
The secret to breaking the deadlock for @Huma Finance 🟣 is very simple: use blockchain and the stablecoin USDC to transform settlement from "manual slow running" to "digital sprinting".
Their PayFi network operates like a "payment highway" running 24 hours a day, allowing merchants to ship today and receive payment instantly via USDC, without having to wait for the bank to close or the "turtle-speed processing" of cross-border transfers.
#HumaFinance
First, let's see how painful the pain points of traditional payments are:
1. Merchants: After shipping, they have to wait for the SWIFT wire transfer system to slowly process, taking 2 - 5 days to confirm receipt. During this time, if they urgently need to procure new goods or pay employees, they can only feel anxious;
2. Suppliers: Receiving payment is even more distant, with payment terms of 60 - 90 days feeling like an "interest-free loan," relying solely on the company’s cash flow to endure;
3. Fund Efficiency: Even more absurd—within the global payment system, trillions of dollars are "locked up" due to long settlement periods, making it impossible to flow and create value.
The secret to breaking the deadlock for @Huma Finance 🟣 is very simple: use blockchain and the stablecoin USDC to transform settlement from "manual slow running" to "digital sprinting".
Their PayFi network operates like a "payment highway" running 24 hours a day, allowing merchants to ship today and receive payment instantly via USDC, without having to wait for the bank to close or the "turtle-speed processing" of cross-border transfers.
#HumaFinance
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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